CONKLING

I'm an Economist in the Office of Research at the Consumer Financial Protection Bureau (CFPB). Contact: tsc154@gmail.com My research looks at how firms and individuals respond to government programs and regulations, and the implications for consumer well-being. Recently, I've been working on projects related to student loans and housing markets. Publications: Changing the Scope of... Note: These projects are the result of the author's independent research and do not necessarily represent the views of the Consumer Financial Protection Bureau or the United States.