SBC - Key Persons

Audrey O'Neill

Job Titles:
  • Independent Financial Advisor
Audrey previously worked in the third sector as a Communications and Compliance Officer. This involved supporting people into employment by providing employability workshops and communicating with employers on behalf of potential employees. Audrey also had the responsibility for the compliance within the team, ensuring consistent administrative compliance with all funding body requirements for processing financial claims. Audrey joined SCB as a trainee in 2023 after completing her Diploma in Financial Planning and is now working with clients on pensions, protection, and investments. Audrey has now completed a further qualification for long term care insurance. Qualifications: CII Level 4 Diploma in Regulated Financial Planning

Ben Cunningham

Job Titles:
  • Administrator
  • Office Manager
Ben is the Office Manager/Administrator. Ben is currently studying HND Business and hopes to continue onto the Degree with Honours. Ben recently joined SBC Financial in early 2022 working part time around his studying hours.

Dionne Clark

Job Titles:
  • in 2008 As Office Manager
  • Independent Mortgage Consultant and Director
Dionne joined SBC in 2008 as Office Manager after working in the travel industry for 4 years and has qualified as a Mortgage Consultant 2012 giving

Justyna Dzuirdz

Job Titles:
  • Administrator
  • Office Manager
Justyna is the Office Manager/Administrator. This is Justyna's second time working for SBC Financial, the first time working hear from 2017 - 2020 before becoming a solicitors assistant from 2020 - 2024. Justyna started back with SBC Financial in April 2024, and we are glad she has returned.

Steven O'Neill

Job Titles:
  • Independent Financial Adviser
Steven is formally from retail management before switching to Financial Services with Standard Life in 1999. While at Standard Life, Steven supported clients, Financial Advisors, and solicitors through all aspects of the Mortgage application process, from sales to funds release. Steven originally joined SBC Financial formally SBC Mortgages as a Mortgage consultant and trainee Financial Advisor in 2007. In 2014 Steven joined Forth Financial Services covering all aspects of financial planning with his clients, prior to the practice sale and rebranding to Tenet&You. In 2019 Steven returned to SBC Financial taking over for the retiring Stuart Clark, and where Steven switched his mortgage business to Dionne to focus on pensions, protection, and investments. 1. Steven specialises in the pension market to ensure his clients always have the most appropriate options on retirement.

Stuart Clark - Founder

Job Titles:
  • Founder
  • Founder and Former Director
Stuart is the founder and former director of SBC Financial, Stuart originally worked in Electrical/Mechanical Engineering, working in the power supply industry until 1990 when he switched his attentions to Financial Services where he has worked as a Financial Adviser, Sales Manager, Training and Compliance Manager, Branch Quality Adviser with Pearl Assurance until 2003 when they closed their sales force. Stuart then set up his own practice as a Mortgage Adviser with Nicol Cunningham prior and establishing SBC Mortgages in 2004 this was later changed to SBC Financial in 2008 when Stuart qualified as a level 4 advisor, and he continued to advise on all areas of Financial Services until retiring in 2021. Although no longer advising or having any direct client contact. Stuart can still be approached by Steven and Dionne for his industry knowledge. Qualifications: Certificate in Financial Planning 1, 2 & 3.