LIFEPOLICYSHOPPER.COM

Whole Life Insurance is very simple. You decide how much you need and then we'll take it from there. If you need help choosing a death benefit, we can help with that as well... The companies we represent have different benefit levels but typically they will pay 25% to 40% for death in the first year, 50% to 70% for death in the second year, and then 100% for death in the third year and thereafter... You may even find it more cost effective to cover your survivor benefit with a life insurance policy rather than taking the 5 or 10 percent withdrawal from your retirement pay. We help you weigh these options by providing you with a very detailed sheet that illustrates the coverage amounts and costs by year.