NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY - Key Persons


Chloe Chawner

Job Titles:
  • Associate Wealth Management Advisor
Chloe was born in Bath, England but moved to a small town called Holmfirth in Northern England at a young age. At 18 she made a significant move across the pond to study at the University of Texas at Tyler while playing tennis for the college. While there she was heavily involved in multiple organizations and received numerous academic and athletic awards. She received a Bachelors of Science in Mathematics Summa Cum Laude and a Minor in Finance. After graduating Chloe got a role at Northwestern Mutual as part of Pointer Wealth and has since developed her own client base while working with current Pointer Wealth Clients. She enjoys helping client build their goals and seeing the effect financial planning can have on their future. In her spare time she enjoys sports, being outdoors (especially in the Texas heat) and traveling. She tries to visit family back in England at least once a year but has built an exciting new 'home' here now.

Cole Caruthers

Job Titles:
  • Partner and Wealth Management Advisor
Cole grew up south of Houston, Texas until attending to the University of Central Arkansas on a football scholarship. During his time at UCA, Cole received numerous football and academic honors including having an opportunity to spend a brief stint with the Green Bay Packers. He also met the love of his life in Conway, Shelbee. While in Arkansas, Cole was introduced to Northwestern Mutual by a fraternity brother during Graduate School and was one of the top-performing interns in the country. Since then, Cole moved his practice to Dallas where he has regularly been recognized as one of the top advisors nationwide. Cole and his wife Shelbee live in Lucas, Texas with their children Charlee, Graham, and two English Pointers. They are members at City Bridge Church and enjoy traveling, being outdoors, and sports. Cole Robert Caruthers, Leonard J Gargagliano, George W Lubke Jr, Jacob Rhame and Chloe Chawner use Pointer Wealth as a marketing name for doing business as representatives of Northwestern Mutual. Pointer Wealth is not a registered investment adviser, broker-dealer, insurance agency or federal savings bank. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. Cole Robert Caruthers, Leonard J Gargagliano, George W Lubke Jr, Jacob Rhame and Chloe Chawner provide investment advisory services as Advisors of Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI, a subsidiary of NM and federal savings bank. Cole Robert Caruthers, Leonard J Gargagliano, George W Lubke Jr, Jacob Rhame and Chloe Chawner are Agents of Northwestern Long Term Care Insurance Company, Milwaukee, WI, (long-term care insurance) a subsidiary of NM. Cole Robert Caruthers, Leonard J Gargagliano, George W Lubke Jr, Jacob Rhame and Chloe Chawner provide investment brokerage services as Registered Representatives of Northwestern Mutual Investment Services, LLC (NMIS), a subsidiary of NM, registered investment adviser, broker-dealer and member FINRA (finra.org) and SIPC (sipc.org). Cole Robert Caruthers, Leonard J Gargagliano, George W Lubke Jr, Jacob Rhame and Chloe Chawner are Insurance Agents of NM.

Debra L Davis

Job Titles:
  • Insurance Operations
Debra was raised in West Texas, but Dallas has been home for over 40 years. She attended Texas State University and received a Psychology degree. After a 23-year career and a few years off, Debra came to work at Northwestern Mutual in a part-time position which soon turned into a full-time position. She enjoys working, learning new things, and providing service to clients. Debra is married to Leslie and they have one daughter, Kiersten and one grandchild, Barton. Debra and Leslie enjoy serving in their church and hanging out with friends and family and visiting their "Mississippi" grandchild as often as she can!

George W Lubke Jr

George was born in Amarillo, Texas and raised in Dallas, Texas. He attended the University of Texas where he received his Bachelor of Business Administration in Business. Following college, George moved back to Dallas where he obtained his Master's degree in Finance from the University of North Texas. George met his wife, Martha, shortly after graduating from UNT at church, and they were married in 1989. Together they have three beautiful children, George III, Lauren, and Logan. All three of their children are now grown and living in Dallas with successful careers and families of their own. George and Martha enjoy being grandparents to their three grandchildren and have another on the way. In their spare time, George and Martha enjoy volunteering at Union Gospel Mission Center of Hope and attending The Village Church. Together they enjoy being with family (including their dogs), friends, traveling and hiking. George also enjoys exercising and attending spin classes. He is an avid sports lover and a big fan of the University of Texas Longhorns, Oklahoma State University Cowboys and the Dallas Mavericks!

Jacob Rhame

Job Titles:
  • Financial Advisor
Greetings! I'm Jacob Rhame, a dedicated Financial Advisor with a passion for helping clients secure their financial future. I specialize in providing personalized financial guidance to individuals and families. In the world of finance, my mission is clear: to empower my clients with the knowledge and strategies they need to achieve their financial goals. I believe that financial well-being is a journey, and I'm committed to walking alongside my clients every step of the way. Beyond the office, you'll often find me on the golf course, When I'm not teeing off or diving into financial portfolios, I'm out on the water, casting a line and enjoying the tranquility of fishing. It's a hobby that allows me to connect with nature and find serenity amidst life's hustle and bustle. Most importantly, I'm blessed to share my life's journey with my beautiful wife, Jessica. Her unwavering support and love are my anchor, enabling me to pursue my passions and excel in my profession.

Leonard J Gargagliano

Job Titles:
  • Financial Advisor

Zakary Folts

Job Titles:
  • Planning Manager
Zakary has called Dallas, Texas home since a young age. Attending Southern Methodist University for college, he received a Bachelor of Science in Economics with Finance Applications. After graduating, Zakary worked in the finance industry before accepting a role at Northwestern Mutual as part of the Pointer Wealth team. He enjoys assisting clients reach their financial goals through planning to help ensure clients achieve success. In his free time, he enjoys cheering on his favorite sports team the Philadelphia Eagles, playing golf and spending time with family.