MFCU - Key Persons
As Chief Operations Officer, Amy Garver elevates member experience. She ensures Members First Credit Union processes are optimized by empowering teams to fulfill their purpose of serving members and communities through all channels. She leads with enthusiasm and a deep passion for cultivating deep member relationships. Garver has been with Members First since the merger with Central Michigan Community Federal Credit Union in 2012. She served as the Assistant Vice President of Operations at CMCFCU prior to merge.
Job Titles:
- Chairman of the Board of Directors
Job Titles:
- Chief Executive Officer
- President
Carrie Iafrate is a confident, heartfelt leader who inspires. Throughout her 20+ year career at the credit union, Carrie has focused on strategic planning, organizational growth, product development, high performing leadership and talent development, strategic marketing/data analytics, and culture development. She is actively involved in Members First's communities across Michigan as well as local, state, and national industry affiliations.
Carrie speaks openly and often about her love for our credit union and movement, emulating our core values of being trustworthy, caring and enthusiastic. Her team's commitment to people helping people and confidence in their future together inspires her. She cares deeply about her members, team, and communities and embraces the responsibility of her role to ensure we all thrive.
Job Titles:
- Treasurer of the Board of Directors
Job Titles:
- Member of the Board of Directors
Job Titles:
- Member of the Board of Directors
Job Titles:
- Chairman of the Supervisory Committee
Job Titles:
- Secretary of the Board of Directors
Job Titles:
- Member of the Board of Directors
Job Titles:
- Vice Chair of the Board of Directors
Job Titles:
- Member of the Supervisory Committee
Marcie Long - Chief Strategy Officer
As Chief Strategy Officer, Marcie Long cultivates a community that attracts engaged employees who proudly commit to the culture. She ensures Members First Credit Union's strategy, brand, and culture align and personify the co-operative's core values to be trustworthy, caring and enthusiastic. Marcie has a fierce desire for progress and purpose and brings with her more than 15 years of credit union experience, including roles in member service, collections, and mortgage processing.
Job Titles:
- Member of the Supervisory Committee
Michael resides in Caledonia, Michigan with his wife Kimberly, and their two teenage sons, Drew and Aidan. In his free time, Michael volunteers as a Kent County 4-H coach and is also an instructor for the Michigan Department of Natural Resources. He loves fishing, hunting, hiking, and traveling with his family to new places.
For over 25 years, Michael J. Johnson has been in the Financial Services Industry serving individuals and companies to grow market share while helping clients work towards their financial dreams. Michael is a West Michigan native and a graduate of Western Michigan University with a Bachelor's Degree in Business Administration. Upon graduation, Michael joined Smith Barney (Troy, MI) as a Junior Financial Advisor and later moved to Merrill Lynch as a Senior Financial Advisor. Michael eventually relocated back to West Michigan holding Senior roles with banking/financial institutions including Chase Bank, Flagstar Bank, and most recently Huntington Bank (13 years).
As a Financial Advisor, Michael provides clients investment strategy oversight, financial planning and technology supported through LPL Financial, the largest independent broker-dealer* in the nation. Michael currently holds FINRA Series 7, 24, 63, and 65 registrations through LPL Financial. He has his Life/Health and Variable Insurance License in MI. Financial advisors backed by LPL Financial have become a leading source of objective advice for accumulating and managing personal wealth.
Job Titles:
- Member of the Board of Directors
As Chief Financial Officer, Tamara McGovern leads the financial affairs of the credit union to ensure outstanding performance, growth, safety, and soundness for the organization and members. Taking a "risk aware" approach, she is able to optimize revenue and enhance the credit union's performance in accordance with strategic initiatives. She develops financial plans that are innovative, smart, and forward-thinking. Tamara joined Members First in 2020 and brings with her over 25 years of experience in the Finance and Banking industry.
Tammy Claramunt-Kibbe is passionate about solving problems and helping clients reach their long-term financial goals.
When she isn't helping clients, her focus is on family and community She enjoys spending time with her husband, Kevin and keeps busy with their six children, three daughter- and sons-in-law, and six grandchildren! She is also active in the Bay City Chamber of Commerce, Rotary International, Bay City Lions Club, Women in Leadership, and the Alzheimer's Association.
Tammy has more than 25 years of experience in the financial and insurance industries and graduated summa cum laude from Northwood University with a bachelor's degree and a dual major in Marketing and Management. She also recently earned an Accredited Asset Management Specialist (AAMS) designation.
Tammy resides in Frankenmuth-where she grew up-but also enjoys exploring the beautiful state of Michigan. In her spare time, she enjoys reading.
As a Financial Advisor, Tammy provides client investment strategy oversight, financial planning and technology supported through LPL Financial, the largest independent broker-dealer* in the nation. Tammy currently holds FINRA Series 7, 66, 63, and 6 registrations through LPL Financial. (She also holds Life/Health Variable Insurance Licenses in Michigan.) Financial advisors backed by LPL Financial are proud to be a source of objective advice for accumulating and managing personal wealth.
*As reported by Financial Planning Magazine, June 1996-2020, based on total revenue.