LLOYD SADD - Key Persons


Adam Fowler

Job Titles:
  • Partner
  • Senior Advisor
After completing his Bachelor of Science, Adam worked as a Business Analyst in Bermuda. He later began his career in insurance with a large international insurance broker in 2005. After 4 years, Adam joined Lloyd Sadd as a Marketing Broker, and was promoted into the Account Executive role in 2013. His whole life has been centered around sports, playing volleyball all over Canada, USA, and Europe on university teams and on the Bermuda National Team. Aside from his family, Adam is passionate in supporting causes that involve children and disabilities. He currently volunteers for the Glenrose Courage Classic Golf Tournament Fundraising Committee.

Ali Chokr

Job Titles:
  • Advisor
  • Associate
Ali Chokr is an Associate Advisor at Lloyd Sadd, specializing in transportation and construction. With over five years of experience in the industry, Ali has developed a deep understanding of client needs and a strong track record of delivering tailored insurance solutions. Known for his commitment to hard work and consistency, Ali strives to provide exceptional service and build long-lasting relationships with clients. His dedication to excellence and a client-first approach have made him a trusted advisor in the field. Outside of work, Ali values continuous learning and growth, always seeking to stay ahead in the ever-evolving insurance landscape.

Alice Mason

Job Titles:
  • Personal Insurance Advisor

Allen Walter

Job Titles:
  • Senior Advisor
  • Partner, Bonding
Allen is a Senior Advisor & Partner specializing in Surety. Allen's career includes ten years as an accountant and 15 years dedicated to serving client's surety needs. His experience includes 7 years spent as the operations accountant for a company servicing the construction industry. With a continued focus on construction, Allen prides himself on proactively working with his clients, whose needs include managing their bond facilities, assisting with succession planning, and mitigating business risks. Along the way he has been recognized as an Elite Broker (2017 & 2018) and was named one of the Top 10 under 40 Insurance Brokers in 2015. According to Allen, the best thing about working with the Lloyd Sadd team is the group's combination of talents and skills, which enables them to provide the best for each client. He has a Bachelor in Applied Studies and was a member of the Varsity Golf team at Central Arizona College. He has his level 2 general insurance license and has recently obtained his ACSB designation. Allen is a member of the Alberta Roadbuilders and Heavy Construction Association, Edmonton Construction Association, Surety Association of Canada and the Synergy Network. He spends his free time traveling, camping, cooking, golfing and seizing any opportunity to play any sport. He combines his hobbies with community involvement by volunteering for the Alberta Schools Athletics Association.

Alona Basque

Job Titles:
  • Personal Insurance Advisor
Alona Basque started her insurance career in 2012. She has a strong work ethic and puts the business and clients' best interests at heart. She is hardworking with 20+ years of customer service background. She joined Lloyd Sadd (formerly Toole Peet) in November 2021 and now looks forward to working & growing alongside the the company! She strives to put her best foot forward at every opportunity and is willing to learn when new tasks are presented to her. On her spare time, she loves to bake, read and listen to music. She also loves travelling whenever she has the chance to experience seeing new places and experience different cultures.

Amanda Tonowski

Job Titles:
  • Consultant, Group Benefits
Amanda has over 11 years of insurance industry experience and is licensed in Life & Accident and Sickness. Understanding her clients unique objectives enables her to deliver tailored advice and proactive plan management. Amanda has a passion for delivering exceptional customer service and establishing strong relationships with her clients.

Amy Jo Lawley

Job Titles:
  • Advisor
  • Associate
Amy Jo is a dedicated Associate Advisor who specializes in serving the tourism, events and hospitality industry. After nearly 15 years in the industry herself, she has seen the ups and downs of what it takes to run a successful business. Amy Jo transitioned into the insurance industry with the goal of helping restaurants, bars, hotels and other event spaces thrive through her unique approach to risk mitigation. Recognizing the slim profit margins prevalent in the industry, Amy Jo's focus lies in optimizing your total cost of risk, offering financial savings while ensuring comprehensive protection from the various exposures that business owners face. Drawing upon her extensive expertise in day-to-day operations, financial management, and implementation of new processes, she proves to be an asset to all her clients. Amy Jo and her team have experience catering to a diverse clientele, ranging from local startups to prominent Canadian and international chains. Currently holding a level 2 insurance license in Alberta, British Columbia, Manitoba, and Saskatchewan, Amy Jo actively pursues her Chartered Insurance Professional designation to further enhance her expertise in the field. Her commitment to continuous learning serves as a significant advantage for her clients, enabling her to remain at the forefront of the latest insurance and risk management practices. Outside of the office Amy Jo loves to maintain an active lifestyle, she can be found golfing, running and spending time with her beloved dog, Beau. Additionally, she has a keen interest in enhancing her well-being through listening to health and wellness podcasts and exploring different travel destinations.

Ana Lage

Job Titles:
  • Broker, Technical Risk Solutions
Ana obtained her degree in Industrial Engineering in 2014 and worked in Corporate Strategy in the automotive industry before discovering the world of insurance and the dynamic challenges of analyzing a wide range of businesses and their risk exposures. She joined Lloyd Sadd in 2017 looking to apply her process-oriented and analytical mindset to understand clients' operations as well as their short and long term risk management and insurance needs. After joining the industry, Ana continued her pursuit of technical knowledge and obtained her CAIB designation with honors; next on her list is the CIP to keep furthering her education Ana enjoys being active, she is a runner and has now taken up triathlon. She also loves traveling and has a special passion for being in the salty ocean water.

Andrea Micheck

Job Titles:
  • Venture Advisor

Andrea Phillips

Job Titles:
  • Senior Advisor
Andrea graduated from the University of Alberta with her Bachelor of Commerce degree and later completed an after-degree in Education. She considers herself to be a lifelong learner and is currently working to complete her Certified Insurance Professional Designation. Andrea has a background in sales and entrepreneurship and enjoys working with clients to understand their business needs and finding unique solutions to their problems. When Andrea is out of the office she enjoys spending time with her husband and dogs and leading an active lifestyle filled with running, yoga and cooking nutritious meals.

Barb Dunsmore

Job Titles:
  • Senior Placement Lead
Barb Dunsmore has over 40 years of commercial trading experience in all lines and sectors of business, throughout Canada. Work/Life took her to various locations in Western Canada, including Northwestern Ontario for 4 years, where she was the Marketing Manager, overseeing Brokers, and Account Managers for an international firm. Barb has worked with Independent and Multi-National Brokers, which has brought a wide array of knowledge to sourcing the right product for our clients. Tough placements or difficult insurance exposures are a challenge she accepts with a passion.

Bozena Wardell

Job Titles:
  • Senior Advisor
Bozena has over 14 years of experience in insurance and risk management solutions for globally operating clients with local, national, foreign and US exposures. Bozena's is an expert advisor for businesses that have an industry focus in Manufacturing, Wholesaling and Technology. Bozena' s diverse background started in the manufacturing sector prior to joining the insurance profession and this experience working with international wholesalers and manufacturers has provided her with the in-depth knowledge of that industry and its needs. This proficiency and unique first hand understanding has helped her provide clients with solutions specific to their industry and help them overcome any bottlenecks. Since joining Lloyd Sadd in 2008 she consistently educated herself in the insurance industry and she holds the following designations, a Chartered Insurance Professional (CIP) designation, Canadian Risk Management Designation (CRM) and Construction Risk and Insurance Specialist designation (CRIS) along with Life licence and Accident & Sickness Licence. Bozena believes in developing an intimate understanding of her client's business, and as the business is constantly evolving and changing so should your risk management and insurance program. Bozena speaks Polish and Russian with understanding of some Italian and German, she loves history and travel.

Brad Jennings

Job Titles:
  • Vice President, Finance
Brad Jennings joined Lloyd Sadd after being a client for a number of years and seeing the exceptional risk management and culture that the firm had. Brad is a CPA, CA who articled with a large accounting firm before he moved to the industry and worked with large construction companies in the Railway and Oil and Gas sector. He was a key number of the executive team and eventually led the finance department. He has significant experience working with private equity owners and was involved in the 2014 CVCA deal of the year. Outside of the office he enjoys spending time with his family, traveling and staying active with sports such as hockey, golfing and tennis.

Brennan Reidy

Job Titles:
  • Advisor
  • Associate

Brianna Hall

Job Titles:
  • Advisor
  • Associate
Brianna is a passionate associate advisor who joined the Lloyd Sadd Calgary office in 2022. As a third generation insurance broker in her family, she started her insurance career in Australia in 2010. After completing her diploma of insurance broking with high distinctions, she moved back to Canada in 2015 where she continued her career both in Alberta and British Columbia. Brianna's approach to insurance revolves around great risk management, honesty and fun. Her up and go attitude to find and provide the answers her clients needs bring great success. While her expertise lies in the realty sector, she has partnered with clients in all spaces including construction, technology, manufacturing and fitness to build customized insurance programs for their operations. The Lloyd Sadd Navacord approach really resonated with Brianna due to the values surrounding client partnership. Further to that, the vast accessible resources across the Navacord insurance group set an unbeatable standard in the insurance industry. Outside of the office, Brianna enjoys staying active in the gym, volunteering and spending time with her son. In her free time she loves to travel, camp and watch as many sports as possible.

Cameron Carpenter

Job Titles:
  • Financial Advisor
Cameron Carpenter is a seasoned CPA with a multifaceted background in public accounting and financial analysis and analytics. With a passion for client advocacy and a commitment to excellence, Cameron brings a wealth of experience to every engagement. Throughout his career, Cameron has demonstrated a keen ability to understand the unique needs of clients and provide tailored solutions that drive success. His expertise spans across various industries, allowing him to offer comprehensive financial insights and strategic guidance. Cameron is known for his meticulous attention to detail and his dedication to ensuring that clients' voices are heard and represented to the highest standard. He thrives in dynamic environments, where his analytical skills and strategic mindset can be leveraged to deliver optimal outcomes. With a reputation for professionalism and integrity, Cameron is a trusted advisor to clients, providing them with the expertise and support needed to navigate complex financial landscapes. Regardless of the task, Cameron is committed to delivering excellence in every aspect of his work.

Cameron Laing

Job Titles:
  • Partner
  • Senior Advisor
Since 2007, Cam has been immersed in the commercial insurance industry, specializing in strategic risk management solutions for businesses in the oil and gas sector, the public sector, and various other industries throughout Alberta and Northern Canada. At Lloyd Sadd, Cam is dedicated to providing a seamless and professional client experience, ensuring customized insurance coverage that aligns with each client's specific needs. Cam's expertise goes beyond standard insurance placements. He has a proven track record of implementing finance optimization strategies to help clients achieve the optimal balance between risk exposure and financial objectives. Outside of work, Cam enjoys spending quality time with his family, perfecting his swing on the golf course, or lacing up his skates at the hockey rink.

Cara Hawkins-Driscoll

Job Titles:
  • Vice President, Commercial Operations
Cara entered her career in Commercial Insurance after spending several years molding young minds as a school teacher. Cara has been with Lloyd Sadd since 2009, initially working as an Account Manager and then Marketing Broker focusing on Construction and Energy. Cara now leads Lloyd Sadd's commercial operations. An internal resource group providing Insurance Placement Services, detailed Audit and Risk Review Services as well as Alternative Risk Transfer and Data & Analytics solutions. Cara is a graduate of the University of Alberta, with a Business & Technology major. Cara has also completed her CIP and CRIS (Construction Risk Insurance Specialist). Cara is a self-proclaimed insurance nerd and enjoys the ever changing and evolving nature of our industry. Mentoring new members of our industry has become one of Cara's favourite parts of her role. She also enjoys widening people's opinions of insurance by explaining her role and responsibilities and explaining the interesting risks and challenges she encounters.

Carl H Shields

Job Titles:
  • Consultant
Carl H Shields, has been described by a client as "one of those guys you love to work with," and "a professional, good communicator." In addition to having more than 50 years of expertise in the benefits consulting industry, Carl is heavily involved in the community with more than four decades of coaching minor hockey and little league baseball, and sitting on the boards of the Alberta Special Olympics, Recreation For Life Foundation, and the Derrick Golf and Winter Club. Carl founded CHS Benefits Consulting Group (now part of Lloyd Sadd), and enjoys helping individuals and clients achieve their goals, while working alongside his son and daughter.

Carlee Franczak

Job Titles:
  • Client Executive, Group Benefits
Carlee has earned a deep understanding of employee benefits through her 28 years of experience in the group benefits industry. She has worked with some of Canada's top rated benefit carriers and has been sharing her valued expertise with her clients. Today, she utilizes that experience to coordinate quotations from a national marketplace, implement new benefits programs, manage existing plans and work with her diverse array of clients to negotiate the most competitive renewal rates with the insurance carriers across Canada. She nurtures and maintains long term relationships with clients through clear, ongoing communication and exceptional client care. During her career, she has established an effective and systematic service schedule that is much appreciated by her clients.

Carlos Cruz

Job Titles:
  • Broker, Technical Risk Solutions
Carlos has over 20 years of experience in the Insurance industry starting his career as an insurer in the Philippines before landing in Dubai, UAE where he spent almost 18 years working for various multinational Brokers handling different roles from Client Servicing to Account Management and Broking. He recently moved with his family to Canada where he promptly worked on his General Level Insurance license prior to joining Lloyd Sadd in late 2023 as a Broker under Technical Risk Solutions team. He is keen on expanding his knowledge in the Canadian insurance industry landscape and is continuously working on doing that through training and seminars/conferences. He believes in the value of market relationships and makes establishing good relations with Lloyd Sadd partner insurers as one of his main goals to support in giving his clients the best possible service proposition. He enjoys spending quality time with his family and friends, traveling, listening to music and watching movies. He also hopes to get back on his bike soon and explore the scenic Alberta trails.

Cassandra Habermeyer

Job Titles:
  • Personal Insurance Advisor
Cassandra is a born and raised Calgarian. She has been working in the insurance industry since 2007. She started in reception, worked up to becoming a personal lines broker in 2009, and successfully completed her CIP designation in 2021. Cassandra's focus is on building strong relationships with her clients and ensuring they are appropriately protected for life's curveballs. Her favorite part of working in insurance is talking to her clients and getting to know them, ensuring she is offering the best service she can while also making sure their insurance needs are being met. When she is not working, she enjoys spending time with her husband and young children. She can often be found baking, reading or crocheting. She is also an avid Lego builder and concert-goer.

Cassidy Rush

Job Titles:
  • Director of Integrations & Compliance
Cassidy has been in the industry for over 10 years and has worked in various client facing service and sales roles. Always looking for ways to learn, improve and grow she has dabbled in personal and commercial insurance, as well as surety bonding. This all came after getting a Bachelor of Arts degree with Concordia University of Edmonton and realizing the career path she was on was no longer aligning with what she saw for her future. Now as a Unit Manager with the commercial lines department she can do a bit of everything she loves - supporting and assisting teams that are working hard to grow the business, meeting incredible people and helping guide them to thrive in their careers, and sharing knowledge and experience that she has gained over the years. When not at work she is very passionate about animals and will either be spending time with her own or out seeing where she can assist the animal rescue community. She also loves to spend time with family and friends, and loves to travel wherever she can.

Chad Fellows

Job Titles:
  • Consultant, Group Benefits
Chad graduated from Wilfrid Laurier University with a degree in Business Administration. He joined one of Canada's major benefits providers and spent nearly 10 years as a successful Account Executive prior to joining the Vanta Group. Chad prioritizes the highest level of customer service and responsiveness. His expertise lies in navigating the benefits landscape and helping to create plan design solutions to optimize costs and employee retention. Outside of work, Chad is a dedicated husband and father and can usually be found at a hockey rink around the city.

Chad Harvie

Job Titles:
  • Senior Advisor
Chad joined Lloyd Sadd in 2012 where he has worked with the top Industry Leading Construction and Realty Clients. He is passionate about understanding the needs of his clients and getting to know their business. Chad is a go to resource internally for any Construction and Project Insurance needs. He is proficient at reviewing Construction Contracts and their unique Insurance requirements. Chad has a Bachelor of Arts Degree from the University of Alberta and also completed the Insurance and Risk Management Program from Grant MacEwan University. He has completed his CIP, CRM, and CRIS designations. Outside of work, Chad enjoys playing Men's League Hockey, Slow-pitch and Golf.

Charlene Boyce

Job Titles:
  • Client Executive, Group Benefits

Charlotte Loran

Job Titles:
  • Consultant, Group Benefits
Charlotte graduated from NAIT's Business Administration program and later received a diploma in Public Relations from MacEwan University. She has been in the benefits industry for nearly ten years, having spent four years at two of Canada's major benefit carriers prior to joining Lloyd Sadd. As a group benefits consultant, Charlotte focuses on creative solutions for her clients, building cost-effective benefit programs that optimize employee attraction and retention. She prioritizes education, ensuring the benefit program's value is understood by staff and ensuring her clients are made aware of changes and trends within the benefit space.

Chelsey Barinecutt

Job Titles:
  • Broker, Technical Risk Solutions
Chelsey Barinecutt currently highlights her customer service and sales experience as a technical placement broker for Lloyd Sadd Insurance, holding her Level 2 Insurance License. Chelsey is constantly looking for new resources to enhance her out of the box perspective for creative risk solutions. Her task driven and communicative personality enables Chelsey to direct her daily efforts to meeting deadlines and renewal goals. Chelsey prides herself on her positive and warm interactions with others which has allowed her to build relationships in and out of the office. These relationships have allowed her to follow her passion of giving back to the community as a representative of the Insurance Industry. This has allowed her to obtain the title of WICC (Women in Insurance Cancer Crusade) Champion for Lloyd Sadd. An organization dedicated to finding a cure for cancer by being involved in driving awareness and fundraising for cancer research.

Chris Huebner - CEO, President

Job Titles:
  • CEO
  • President
Chris Huebner came to Lloyd Sadd in 1995 as a recent graduate from the University of Alberta. Originally thinking this would be a stepping stone to another career, he became intrigued with insurance and risk management and has worked hard to become a partner and an integral member of the Lloyd Sadd team. In 2015, Chris was named President of Lloyd Sadd. He believes the success of Lloyd Sadd is based on their desire to support initiatives to enhance customer service at all levels and by providing an exciting work environment for employees. Chris thrives on knowledge and continuous improvement and has achieved his Fellow Chartered Insurance Professional and Canadian Risk Management designations. Outside of work, he is very active with family, fitness, and volunteering for mental health and his kids' sports. He is an active runner and cyclist and has competed in numerous triathlons and marathons. He is also a member of TEC Canada.

Chris Miller - COO

Job Titles:
  • Chief Operating Officer
  • Chief Operating Officer at LloydSadd Insurance Brokers
Chris Miller is the Chief Operating Officer at LloydSadd Insurance Brokers and is responsible for running all aspects of the brokerage. Chris came to LloydSadd in 2017 from Intact insurance where he was the regional Vice President for Northern Alberta. Chris holds his CAIB designation, a Bachelors of Education degree from the University of Alberta and an attitude that gets things done. Chris is involved in his community and he has served as the President of the Rotary Club, Chamber of Commerce, Athabasca River Runners Snowmobile Club, Magnificent River Rats Festival Society (Canada Day Celebration in Athabasca) and the Athabasca Cruisers Car Club. He has been married for 27 years to his lovely wife Kindra and has 2 children. He loves everything with an engine and has owned over 100 vehicles since his 16th birthday!

Christa Shulman

Job Titles:
  • Venture Advisor
Christa has been working in the insurance industry for more than 20 years, specializing in both Personal and Commercial Insurance. She became a member of the Lloyd Sadd team in the fall of 2022. For Christa, Customer Service is her #1 priority. She strives to make all her clients feel welcome and appreciated. She believes in the motto "Put yourself in their Shoes". Christa will deliver a product that best suites your insurance needs by not only focusing just on the premium. Christa lives in Cold Lake, AB. She has lived there her entire life and has raised her family in this community. She has lots of roots in Cold Lake and is very proud to call this place her home. She enjoys curling, golf and music.

Coady Long

Job Titles:
  • Broker, Technical Risk Solutions
Coady began his insurance journey in 2011 after completing is BCom from Memorial University. With over a decade of insurance experience ranging from personal lines, commercial and large loss claims, he works to be a company's trusted partner in safeguarding their assets through thorough coverage reviews, recommending options/alternatives, and negotiating with insurance companies to generate the best terms for clients. Meet Coady, the insurance guru by day and the master of unfinished house projects by night! Coady began his insurance…

Colin Mallett

Job Titles:
  • Risk Engineer
Colin joined the Risk Services team in 2024 and comes to Lloyd Sadd with over 20 years of oil and gas, construction, loss prevention, risk planning and safety management experience. Colin is a Professional Engineer and a Certified Safety Professional. Colin has worked oversees with multiple international organizations to manage organizational risks, implement HSE strategies and enable compliance with legislative requirements and industry best practices. Colin also has experience with fire protection engineering, incident investigation, transportation and disability management. In his free time, he enjoys spending time with his family, friends and playing golf.

Courtney Hawthorne

Job Titles:
  • Personal Insurance Advisor
Courtney Hawthorne has been a dedicated professional in the insurance industry since 2007, bringing over a decade of expertise to…

Curtis Levinsky

Job Titles:
  • Senior Advisor
Curtis is a Senior Advisor who joined Lloyd Sadd Insurance Brokers Kelowna office in 2023. Curtis began his career in…

Dalen Gilege

Job Titles:
  • Senior Advisor
Dalen joined the Lloyd Sadd Kelowna team in January 2022, looking to further his career in the insurance and risk…

Dan Brassard

Job Titles:
  • Partner
Being an entrepreneur gives you a unique ability to ask the right questions, listen carefully, and think outside the box….

Darrell Portz

Job Titles:
  • Claims Advocate
  • Member to the Claims Advocacy Department
Darrell is the newest member to the Claims Advocacy Department and is a former Executive General Adjuster who has handled…

Dean Marchon

Job Titles:
  • Senior Advisor
  • Senior Advisor / Dean Joined the Great Team at Lloyd Sadd at the End of December 2019 After Spending the past 39 Years
Dean joined the great team at Lloyd Sadd at the end of December 2019 after spending the past 39 years…

Derek Dick

Job Titles:
  • Senior Claims Advocate

Dustin Barlott

Job Titles:
  • Advisor
  • Associate
Dustin is an Associate Advisor specializing in Construction and Energy services at our Lloydminster office. His journey in the insurance…

Dustin Linke

Job Titles:
  • Partner
  • Senior Advisor
Dustin is a Senior Advisor & Partner at the firm, based in Calgary. With over 20 years of experience in…

Emma Mendez

Job Titles:
  • Vice President, Human Resources
Emma is a proud Albertan committed to volunteering for many causes outside the scope of her role in human resources….

Fort McKay

Job Titles:
  • Insurance and Risk Services

Gavin Benson

Job Titles:
  • Vice President, Commercial Growth
Gavin has been with Lloyd Sadd for nearly 10 years, primarily responsible for building business partnership in the construction, energy,…

Gertrudes Santos

Job Titles:
  • Personal Insurance Advisor

Giorgia Ciarrocchi

Job Titles:
  • Venture Advisor
Giorgia began her career in 2007 as a personal lines broker in the insurance industry. The year 2015 marked a…

Graham H Shields

Job Titles:
  • Consultant, Group Benefits
Graham H Shields attended the University of Alberta, enrolled in the Bachelor of Arts program. He has more than 13…

Gregory Mudry

Job Titles:
  • Senior Advisor

Hailey Taskey

Job Titles:
  • Partner
  • Senior Advisor
After nearly 7 years in the insurance industry, Hailey joined Lloyd Sadd to push her career to new heights. With…

Hamed Abu-Al-Haj

Job Titles:
  • Advisor
  • Associate
Hamed graduated from the University of Calgary with a Business degree, specializing in development and real estate. With three years…

Heather Draper

Job Titles:
  • Claims Advocate

Heather McKim

Job Titles:
  • Vice President, Retail Operations & Private Client Solutions
Heather is an accomplished and seasoned insurance professional with over 30 years of experience, specializing in leadership and people development….

Henry Ly

Job Titles:
  • Advisor
  • Associate
Henry graduated from Okanagan College with a Finance degree, He has seven years of experience in the finance sector, predominantly…

Irina Iordache

Job Titles:
  • Partner
  • Senior Advisor
Irina Iordache recently joined Lloyd Sadd as a Senior Advisor and Partner after a 12 year career at an insurance…

James Gaby

Job Titles:
  • Advisor
  • Associate
James joined Lloyd Sadd in 2024, following a decade-plus, varied career in both the private and public sectors. Most recently,…

Jeffrey Wilkinson

Job Titles:
  • Broker, Technical Risk Solutions
Jeff has been in the insurance industry for over 15 years, making his start on the Underwriting side of the…

Jennifer Adams

Job Titles:
  • Senior Advisor
Jennifer is a Senior Advisor in our Calgary office where she has a unique role in supporting clients and colleagues…

Jennifer Gibbons

Job Titles:
  • Personal Insurance Advisor
Jennifer has been in the insurance industry for 3 years specializing in personal lines. With a background in both finance…

Jennifer Stevens

Job Titles:
  • Senior Advisor
As a transplant to Alberta, Jennifer began her insurance career on the East Coast in 1997. She started in the…

Jill Dacyk

Job Titles:
  • Account Executive
  • Personal Insurance Advisor
Jill Dacyk is an experienced Account Executive who has spent her four years in the industry specializing in Personal Lines….

Jimmy Bacchus

Job Titles:
  • Broker, Technical Risk Solutions
Jimmy is a seasoned broker with a career spanning over a decade in the field of commercial insurance. His unwavering…

John Boukouris

Job Titles:
  • Consultant, Group Retirement
John has more than a 20-year career in working with plan sponsors and members in Western Canada. His expertise is…

Karen Polkosnik

Job Titles:
  • Lead Corporate Risk Analyst
Karen is a third generation Edmontonian with more than 20 years of experience in the insurance industry.

Karyn Huxley

Job Titles:
  • Advisor
  • Associate
  • Risk Advisor
Karyn is a Risk Advisor at Lloyd Sadd Insurance Brokers in Edmonton, bringing over 15 years of experience in the…

Kevin Bhandal

Job Titles:
  • Advisor
  • Associate
Kevin is an Associate Advisor at Lloyd Sadd, bringing an extensive wealth of knowledge and expertise to his role. Since…

Kevin Herter

Job Titles:
  • Broker, Technical Risk Solutions

Kevin Roth

Job Titles:
  • Partner
  • Senior Advisor
Kevin is a graduate of NAIT with an Engineering Design & Drafting Technology Diploma, and he has completed his CIP…

Kim Hrushenski

Job Titles:
  • Fleet Risk Specialist
With more than 40 years experience in the transportation industry and over 20 of those years in Safety, Risk Management…

Kim Watson

Job Titles:
  • Senior Advisor
With over 20 years of experience in commercial, liability, property and US claims, Kim brings a wealth of knowledge to…

Kristin Grant

Job Titles:
  • Client Executive, Group Benefits

Krystle Yaghi

Job Titles:
  • Director of Commercial Services
Krystle started with Lloyd Sadd in 2012 after taking the Insurance and Risk Management program through Grant MacEwan University. Since…

Lane Gross

Job Titles:
  • Partner
  • Senior Advisor
Lane's passion to build strong relationships is evident. This was first noticed while attaining his Commerce degree from the University…

Larissa Wasylkiw

Job Titles:
  • Venture Advisor
Larissa started in the insurance industry in 2013 and joined the Lloyd Sadd team by 2015. For Larissa, it is…

Lauren Friedrich

Job Titles:
  • Vice President, Benefits & Pension Operations
Lauren graduated from the University of Alberta in 2011 and has worked in the insurance industry for the past 5…

Lauren Van Vliet

Job Titles:
  • Broker, Technical Risk Solutions
Lauren began her career with Lloyd Sadd in 2019, and it wasn't long before she joined the Technical Risk Solutions…

Leah Marchon

Job Titles:
  • Partner
  • Senior Advisor
Growing up an "Insurance Nerd" with her Father in the business, she started spending summers working in brokerage offices to…

Leo Reagan

Job Titles:
  • Personal Insurance Advisor
Leo Reagan is an insurance professional with over 13 years experience in the Personal Lines industry. His name is synonymous…

Leslie Gauchier

Job Titles:
  • Client Executive, Group Benefits
Leslie Gauchier, completed the LLQP program in 2015 and is proud to be a licensed life insurance and accident &…

Letisha Byrne Baker

Job Titles:
  • Broker, Technical Risk Solutions
Letisha Byrne Baker is a strong technical placement broker who has been in the industry for over a decade. She…

Lindsay Guindon

Job Titles:
  • Senior Advisor
Lindsay joined the ins industry in 2005 with the Cooperators. She has her Level 2 General Insurance License as well…

Lindsey Schroeder

Job Titles:
  • Team Lead, Personal Lines
Lindsey has over 13 years of experience in the insurance industry. She has held various roles in different organizations: including…

Lisa Kokotailo

Job Titles:
  • Senior Advisor, Private Client Solutions
Lisa specializes in guiding highly successful individuals and families on how best to protect their assets and lifestyle which they…

Lisa Neill

Job Titles:
  • Partner
  • Senior Advisor
Growing up around construction, Lisa's father was a Red Seal Journeyman Electrician, Lisa discovered at an early age that the…

Lori Wells-Batiuk

Job Titles:
  • Advisor
  • Venture Advisor

Luke Horcica

Job Titles:
  • Partner
  • Senior Advisor
Luke hopes to be named "the one to call" when it comes to his insurance specialty. He learns his clients'…

Lynn Kostiuk

Job Titles:
  • Client Executive, Group Benefits
Lynn has over 10 years of experience in group benefits and  individual insurance. She earned her GBA in May 2018, and…

Lynn Newton

Job Titles:
  • Senior Advisor, Private Client Solutions
Lynn has over 30 years of experience in the insurance industry and has dedicated much of her career to working…

Magdalena Cammidge

Job Titles:
  • Partner
  • Senior Advisor
Magdalena joined Lloyd Sadd in 2005, bringing with her varied and extensive experience in commercial insurance. She has been in…

Marguerite (Dee) Biederman

Job Titles:
  • Broker, Technical Risk Solutions
Following the merger of Toole Peet & Co. Limited and Lloyd Sadd, Dee joined the Technical Risk Solutions team in…

Mark McKinley

Job Titles:
  • Partner, Bonding
Mark is a Partner and Account Executive for Lloyd Sadd's construction Risk Services in the Bonding Division. He earned a…

Mark Shaul

Job Titles:
  • Partner
  • Senior Advisor
Mark is a Senior Advisor and Partner in our Calgary office and is focused on the management of large, complex…

Marnie Zorn

Job Titles:
  • Venture Advisor
With over 20 years of experience in the insurance industry, Marnie has built a reputation as a professional who cares…

Martin Willey

Job Titles:
  • Partner
  • Senior Advisor
After completing his marketing diploma at NAIT and spending several years in marketing, management, and account executives roles in telecommunications,…

Matt Seymour

Job Titles:
  • Unit Manager
Matt is a skilled personal lines manager with over 5 years of industry experience. Throughout his career, Matt has successfully…

Megan Collins

Job Titles:
  • Consultant, Group Benefits
Megan graduated from Concordia University with a 4.0 GPA, in 2007. After working in a variety of industries, including non-profit,…

Megan Johnson

Job Titles:
  • Personal Insurance Advisor
Megan Johnson has been with Lloyd Sadd since 2017 with a focus on personal risk services. Megan holds her CAIB…

Micheline Pitre

Job Titles:
  • Personal Insurance Advisor

Michelle Marko

Job Titles:
  • Unit Manager
Michelle has been in the industry for over 23 years working in various lines of business, Personal, Farm & Commercial…

Mike Sarnecki

Job Titles:
  • Senior Advisor
Based in Calgary, Alberta, Mike brings over 20 years of experience in commercial insurance to his role as Senior Advisor…

Mo Radmacher

Job Titles:
  • Partner
  • Senior Advisor
Mo graduated from the Mount Royal University Insurance Program in 2006 and dove deep into the industry. In 2013 he…

Nadine Riveros

Job Titles:
  • Senior Broker, Technical Risk Solutions

Nathanael Liew

Job Titles:
  • Broker, Technical Risk Solutions
Nathanael began his career with Lloyd Sadd in 2024 as a broker within the Technical Risk Solutions team, specializing in…

Neil Hogg

Job Titles:
  • Partner
  • Senior Advisor
Neil has been in the Risk Management and Insurance industry for 26 years, 24 of which have been with Lloyd…

Nick Owen

Job Titles:
  • Advisor, Private Client Solutions
With 15 years of experience in the insurance industry, Nick was proudly awarded IBC's Top Broker of the Year in 2017. Before his insurance career, he spent over a decade in luxury retail, gaining a unique understanding of the specific needs of high net worth clients. Beyond his professional life, Nick is an avid adventurer. Whether it's camping, hiking, climbing, or snowboarding, you'll find him exploring whenever he's not working.

Nicole Huot

Job Titles:
  • Advisor
  • Associate
Nicole is a seasoned professional with an 18 -year background in the dental field where she honed her expertise in…

Nikki Jones

Job Titles:
  • Personal Insurance Advisor
Nikki is a dynamic and results-driven insurance professional with a passion for forging meaningful connections. Her journey in the insurance…

Noemi Kis

Job Titles:
  • Senior Advisor
Noemi joined Lloyd Sadd in 2014, after working at a multinational brokerage for nearly 5 years. In addition to her…

Oliver Chan

Job Titles:
  • Personal Insurance Advisor
Oliver has been in the insurance industry since 2010 and joined Lloyd Sadd in 2019. Oliver received his CIP designation…

Omar Assaf

Job Titles:
  • Unit Manager
Omar brings over 13 years of experience in the insurance industry. He has honed his expertise in managing personal lines…

Paul Constance

Job Titles:
  • President ( Calgary )
After having built a highly successful practice from the ground up to become one of the leading brokers in Canada,…

Penny Heinrichs

Job Titles:
  • Venture Advisor
Penny has been in the insurance industry since 2003 and joined Lloyd Sadd in 2019. Previously a Legal Assistant, Penny…

Peter Blaskovits

Job Titles:
  • Senior Advisor, Bonding
Peter is a driven and passionate surety professional who believes in the exceptional value that Lloyd Sadd Navacord brings to…

Richard Thompson

Job Titles:
  • Account Executive
  • Personal Insurance Advisor
Richard Thompson is an experienced Account Executive who has been in the insurance industry for over 8 years specializing in…

Robert Johnson

Job Titles:
  • Partner
  • Senior Advisor
Rob Johnson is a distinguished insurance professional with nearly three decades of industry experience. He holds a Bachelor of Business…

Roger Murray

Job Titles:
  • Senior Advisor
Roger is a Senior Advisor with over 30 years in the Insurance Industry in various leadership and account roles. A…

Ross Baillie

Job Titles:
  • Partner
  • Senior Advisor
With an innate desire to understand the heartbeat of any organization, Ross aims to build strong partnerships and further the…

Roxana Wackenhut

Job Titles:
  • Client Executive, Group Benefits
Roxana joined Lloyd Sadd in March of 2019; she has worked in the insurance industry since 2005, after graduating with…

Ryan Miller

Job Titles:
  • Partner
  • Senior Advisor
  • Vice President, Brand Experience
Meet Ryan Miller, the mastermind behind successful business-client connections and the development of long-lasting partnerships. As the VP of Brand… Ryan began his career with Lloyd Sadd in 2012, having worked with Lloyd Sadd ten years prior while attending the…

Ryan Saelens

Job Titles:
  • Unit Manager
Ryan has been in the insurance industry for over 23 years. Throughout that time, he has worked in customer facing…

Samantha MacLean

Job Titles:
  • Senior Broker, Technical Risk Solutions
Sam has been a dedicated insurance professional since 2012. Having started her career in a file room with a summer…

Samantha Wong

Job Titles:
  • Associate
With a passion for finance, Samantha has spent her career in the accounting and finance sector. She graduated from the…

Sarah Allouche

Job Titles:
  • Advisor
  • Associate
Sarah facilitates clients with investments, group retirement, and individual insurance. She loves taking on challenges while expanding her knowledge. Continuing…

Shane Vowles

Job Titles:
  • Loss Control Consultant
Shane has worked in Risk Services for 5 years. He brings with him over 20 years of maintenance and construction…

Shawn Bower

Job Titles:
  • Director, Risk Services
Shawn Bower specializes in finding risk management solutions for our clients and acts as a resource base for any risk…

Sheena Wendt

Job Titles:
  • Personal Insurance Advisor

Stanley Tworek

Job Titles:
  • Venture Advisor

Sue Collins

Job Titles:
  • Client Executive, Strive Insure / TPA
Sue is responsible for overseeing all aspects of our self-insured, health and dental group and individual benefits plans, for existing…

T. Marshall Sadd - Chairman

Job Titles:
  • Chairman
With over 25 years' experience in the insurance industry, T. Marshall Sadd is the former CEO of Lloyd Sadd Insurance…

Talitha Hewko

Job Titles:
  • Advisor
  • Associate
  • Insurance Advisor
Talitha Hewko is an Insurance Advisor at Lloyd Sadd Insurance Brokers in Calgary, bringing over a decade of experience in…

Tammy Lesnak

Job Titles:
  • Venture Advisor
Tammy Lesnak has been a part of Lloyd Sadd (previously Toole Peet) since 2010, transitioning from an account manager to…

Tanya Catonio

Job Titles:
  • Unit Manager

Tanya Sinclair

Job Titles:
  • Partner
  • Senior Advisor
Tanya began her career in personal insurance with a large international insurance broker. In 2002, she joined Lloyd Sadd as…

Tara Mantoani

Job Titles:
  • Senior Advisor

Terence B. Hogan

Job Titles:
  • Partner
  • Senior Advisor
Driven and passionate about his field, Terence believes that Lloyd Sadd Navacord is unique in that it provides the culture,…

Tim Bakker

Job Titles:
  • Vice President, Benefits & Pension
Tim graduated from the University of Western Ontario and moved to Edmonton after he was drafted by the Edmonton Eskimo…

Todd Shindruk

Job Titles:
  • Analyst, Group Benefits
  • Consultant, Group Benefits
Earl Shindruk has been working in the group benefits field for over 30 years. His company recently partnered with Navacord… With his attention to detail and proven track record as a creative problem solver, Todd Shindruk is a key component…

Travis Hansen

Job Titles:
  • Venture Advisor

Tyler Orlecki

Job Titles:
  • Partner
  • Senior Advisor
After spending almost a decade working at one of Canada's largest national insurance brokerages, Tyler joined the Lloyd Sadd team…

Victoria Howe

Job Titles:
  • Partner
  • Senior Advisor
Victoria has spent most of her career working as an Insurance Professional in Victoria B.C. Here she was able to…