MARK A. KELLEY - Key Persons

Job Titles:

• First Vice President and Director of Janney 's High Net Worth Planning Group

Chris serves as First Vice President and Director of Janney's High Net Worth Planning Group, part of the Firm's Wealth Planning Department. Chris has been associated with Janney for over 23 years, creating investment and tax planning strategies for private and institutional clients, businesses and credit unions in an effort to maximize the productivity of their assets. As part of his responsibilities, he provides technical expertise and formulates financial plans describing financial, tax, investment and estate planning strategies for Financial Consultants and clients of the Firm. Chris is currently a member in good standing with International Board of Standards and Practices for Certified Financial Planners™, the Delaware Valley Society of the Institute of Certified Financial Planners™ and the International Association of Certified Financial Planners™. He holds a Bachelor of Science in Finance from Susquehanna University, and is a graduate of the SII (Securities Industry Institute) Program at the Wharton School of Business.

Job Titles:

• Market Strategist

Mr. Drahuschak joined Janney in 1991. He has over 35 years of economic experience and provides daily, weekly and monthly market commentary to Janney and our clients. Prior to joining the Firm, he worked as a retail broker with-and eventually transitioned into the research departments of-Butcher & Singer and Wheat First Securities. He was also an instructor at Robert Morris College and the University of Pittsburgh. Mr. Drahuschak has written articles for several newspapers and websites, and has been the visiting expert on many live radio broadcasts. He earned his B.A. in fine arts from the Indiana University of Pennsylvania, as well as certificates from the Wharton School of the University of Pennsylvania and from the New York Institute of Finance.

Job Titles:

• Chief Fixed Income Strategist

Guy joined Janney in 2006 and is the Firm's Chief Fixed Income Strategist. In this role, he works closely with Financial Consultants in providing customized investment strategies for a range of institutional and ultra-high-net-worth clients. Mr. LeBas authors in-depth economic and bond market periodicals and provides relative value recommendations across the fixed income spectrum. Named among Bloomberg's Best Bond Forecasters in multiple categories in the recently released third quarter 2010 rankings, Mr. LeBas was ranked seventh in both the 2-year treasuries and 3-month Libor categories, based on the accuracy of predictions made over the past 15 quarters beginning in 2007. Mr. LeBas is one of a select group of forecasters to be recognized for his performance in multiple categories. He received his education from Swarthmore College and is a CFA Charterholder

Job Titles:

• Member of the Education Committee
• Private Client Assistant

Lori joined us with 9 years of experience in the Financial Services Industry. She lives in Chester County with her husband and two children.

Job Titles:

• Chief Investment Strategist
• Janney 's Chief Investment Strategist

Mark is Janney's Chief Investment Strategist, Mark is responsible for establishing the firm's broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies best suited to satisfy the goals and objectives of individual and institutional clients. He also establishes the firm's asset allocation models used for portfolio construction and financial planning. Additionally, Mark directs Janney Capital Management, the firm's discretionary investment management division. Mr. Luschini has spent more than twenty five years in the investment industry interfacing with both current and prospective clients. He utilizes that experience to speak on topics related to investment planning and asset management at seminars and conferences. His comments and articles have been circulated in numerous publications and he has appeared in various media outlets. He is a Trustee for Janney's Pension & Profit Sharing Plan.

Job Titles:

• Attorney
• PFS, JD, LLM / VP, Senior Estate Planner

Michael Repak is an attorney and a CPA/PFS who specializes in Estate and Tax Planning. He currently serves as a Senior Estate Planner with Janney's High Net Worth Planning Group, part of the Firm's Wealth Planning Department. He has over 25 years of professional experience and, prior to joining Janney, managed his own law practice in Yardley, PA which concentrated in the areas of elder law and estate planning. Mr. Repak has also served as a Senior Tax Manager with KPMG and Arthur Andersen and has been an adjunct professor with the MBA program at Temple University. Mr. Repak holds a JD from the University of Florida, a LLM from New York University and a Certificate in Estate Planning from Temple University. He has served on boards of several nonprofit and civic organizations and is a member of the Union League of Philadelphia.